Quarterly Client Letter – 2020 Q1

“What the imagination can’t conjure, reality delivers with a shrug.” —Trumbo (movie voice-over) Brace yourself. Your newly released quarterly reports are highly, highly likely to leave you feeling at least a little disheartened. No matter how much we’ve blathered on about preparing for perilous times like these, planning for it versus actually enduring it is about the same as watching …

Quarterly Client Letter – 2019 Q1

Another quarter has come and gone; a tick of the second hand in your lifelong financial journey. At this moment, we can compare and contrast the current quarter-end to recent rounds. As a Wall Street Journal article summarized, “Stock investors have been on a wild ride the past six or so months: The S&P 500 has gone from a record …

David Booth on the Power of Professional Advice

Dimensional founder David Booth shares his perspective on the value of professional advice. In an uncertain world, the right financial advisor can help you determine the best overall investment approach.

10 Things To Do Right Now While Markets Are (Not Really) Tanking

 “This is a test; this is only a test. Had this been an actual emergency …” The truth is, the markets are not tanking as we write this piece. In fact, overall market temperatures have been so mild for so long, many newer investors have yet to weather a perfect market storm. Even if you have, you may have forgotten …

You, Your Financial Well-Being and the Federal Reserve

After nearly a decade of leaving the federal funds rate at zero percent, the time finally came on December 16, 2015: The U.S. Federal Reserve (the Fed) raised the federal funds rate by 0.25 percent. Because it was the first rate increase since June 2006, it was reported as “a historic moment.” Since then, the Fed has made several modest …

The Value of Advice

Dave Butler, Head of Global Financial Advisor Services, explaining why he considers the decision to hire a financial advisor one of his best decisions.